Terms of Use

Last updated October 21, 2026

By using helocsimple.com ("the site") you agree to these terms. The site is operated by DB3 Financial LLC (DB3 Financial LLC, Carson, CA), a marketing brand of Daniel Becerril, Executive Branch Manager, NMLS #2388968, with West Capital Lending, Inc., NMLS #1566096, 17911 Von Karman Avenue, Suite 400, Irvine, CA 92614.

Information only

Content, calculators and estimates on the site are for general information and education only. They use the figures you enter, are illustrative, and are not an offer, a rate quote, a pre-qualification, a loan approval, or financial, legal or tax advice. Home equity lines of credit are secured by your home.

Not a commitment to lend

Submitting the form is a request to be contacted, not a loan application. Nothing on the site is a commitment to lend. All loans are subject to credit approval, property valuation, verification, underwriting and program guidelines, and not every applicant will qualify. Programs, terms and availability vary and may change without notice.

Licensing

Daniel Becerril, NMLS #2388968, is licensed only in the states listed on the licensing page. West Capital Lending, Inc., NMLS #1566096. Verify at NMLS Consumer Access.

Communications

By submitting the form you agree we may contact you by email about your request. Calls and texts are made only as described in the consent you give on the form and in our Privacy Policy. Reply STOP to opt out of texts or HELP for help.

Your responsibilities

Please provide accurate information and do not submit information about another person without their permission.

No warranties; limitation of liability

The site is provided "as is." To the extent allowed by law, we are not liable for decisions made based on site content or calculator results.

Equal Housing Opportunity

We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act. Equal Housing Opportunity.

Contact

Questions about these terms: use the form on this site.

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